Cosmetic procedures can be hard on the budget, especially since insurance usually does not cover them. Microdermabrasion, however, is less expensive than many skin resurfacing options, and so is much more affordable.
Financing Microdermabrasion
Although microdermabrasion is much more affordable than other skin resurfacing techniques, it usually requires multiple treatments for best results, adding to the overall cost. A single session can cost as little as $75, but if you need four or six sessions, this cost becomes less manageable.
Most cosmetic surgeons will provide financing options for procedures they offer to patients, or will allow you to make payments toward the overall cost of the work you have had done. Be sure to ask your doctor about these options during your initial consultation.
For microdermabrasion, using a credit card is also a manageable option. Even when interest rates are high on a credit card, the overall cost is low enough that it can be paid off promptly in most cases.
Facts about Financing
When pursuing financing for any cosmetic procedure, ask as many questions as possible and be sure you understand all the conditions and terms of the loan. Some factors can greatly increase the cost of an individual financing option. For example, if the interest rates are high, you could end up paying much more than you initially planned if you are unable to pay off the loan quickly.
Also, be sure that any monthly payment minimums are easily incorporated into your normal budget. If payments are unmanageable, you might find yourself in a difficult financial situation, especially if you miss payments or eventually default on the loan. With careful budgeting and some research into financing options, though, the cost of microdermabrasion should be manageable for most people who wish to try it.
