Cost and Financing of Fractional Resurfacing

Fractional Resurfacing is a non-invasive skin resurfacing procedure that uses a laser that pinpoints damaged skin while leaving undamaged, healthy skin intact. The untouched skin helps the treated areas to recover more quickly. So quickly, in fact, there is no down time after this procedure and the patient can resume normal activity immediately after. Ideal candidates for fractional resurfacing are those looking to improve the appearance of wrinkles, acne scars, sun damage and other skin ailments.

What Is the Cost of Fractional Resurfacing?

The cost of fractional resurfacing varies and depends on location and what clinic performs the procedure. Average costs per treatment are between $800 and $2,500. The practitioner will determine how many treatments are necessary for optimal results, but the average amount of treatments required is five.

Will Insurance Cover the Treatments?

Fractional Resurfacing is considered a cosmetic procedure, and therefore, not covered by insurance because it is not deemed medically necessary. However, there may be instances where a dermatologist can attest to the fact that a patient may have a skin condition that can only be treated successfully by using fractional resurfacing. In this case, insurance may make an exception. If insurance does not cover the cost of the treatments, other arrangements for payment are necessary.

What Payment Options Are Available?

If a full cash payment is not possible, the clinic may offer a payment plan and allow the patient to make low monthly payments until fully paid. This will be through either their office or an outside finance company that will charge interest on the balance, but will still allow monthly payments. Most clinics do assist patients in finding the best financing option to fit their specific financial needs. It is best to discuss payment upfront before beginning treatments.

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