BOTOX® cosmetic procedures are not covered by most medical insurance companies. However, because policies are constantly changing, you may want to contact your insurer to see if your BOTOX® treatments may be covered.
If your treatments are not covered, you have several options for paying for your BOTOX® procedure. Most specialists offer financing options for their patients, which may include allowing you to pay for your treatment in installment payments over time. Many clinicians and medical and cosmetic spa facilities also have agreements with lending institutions which may agree to finance your treatments, and some offer financing programs of their own.
When financing options are not offered by your specialist, or if you prefer an alternative, most treatment providers accept credit cards, which also allow you to repay over time. In addition, there are some institutions that specialize in financing medical procedures, including cosmetic procedures and other treatments not covered by insurance. Your cosmetic specialist is a good source of information concerning which companies offer cosmetic surgery financing.
There are some BOTOX® procedures which may be covered under your insurance. These include the procedures that are performed for medical indications, including migraines, excessive sweating (also called hyperhidrosis), and blepharospasm, or uncontrollable twitching of the eyelids. If your cosmetic procedure also addresses one of these concerns, you may be eligible for full or partial coverage for your BOTOX® procedure.
Chances are, your clinician understands that many patients cannot afford to pay for cosmetic procedure such as BOTOX® out of pocket. Most spas and medical facilities offer specialists on staff who are dedicated to determining what types of finance programs are best suited to your needs. During your consultation, be sure to ask your specialist about the costs of the procedure, the types of payments they accept, and about any financing they may offer, as well as external financing programs for which you may be eligible.